Live in Virginia, Work in Florida: Which State Taxes Your Paycheck?
Answer
Virginia taxes the income and Florida cannot. Residency, not the location of the job, drives this answer: Virginia reaches all of a resident's income, and Florida has no personal income tax to apply to the part earned inside its borders.
Last verified
The instinct that working in a no-tax state means paying no tax is the single most expensive misunderstanding in this niche. Florida takes nothing, but Virginia still taxes residents on income earned anywhere, so the full amount lands on your Virginia return.
What you file
- 1Resident return · Virginia
File a Virginia resident return reporting all of your income.
The two states, side by side
| Virginia | Florida | |
|---|---|---|
| Taxes wages | Yes — graduated | No |
| Reciprocity partners | 5 (Form VA-4) | None |
| Convenience rule | No | No |
| Nonresident return | Form 763 | Not applicable |
| Credit for other-state tax | Schedule OSC | No income tax |
| Nonresident safe harbour | None published | Not applicable |
| Local income tax | No | No |
| Revenue department | Virginia Department of Taxation | Florida Department of Revenue |
| Last verified |
The other direction
Reversing the commute does not always reverse the answer. Living in Florida and working in Virginia gives:Work state only.
Same two states, different situation
The withholding answer turns on how you are paid and where the work happens, not only on which two states are involved.
- Remote worker: Virginia → FloridaHome state only
- 1099 contractor: Virginia → FloridaHome state only — estimated payments
- Moved mid-year: Virginia → FloridaOne part-year return — the state you left
Other Virginia pairs
Questions people actually ask
I live in Virginia and work in Florida. Which state takes the tax out of my paycheck?
Virginia taxes the income and Florida cannot. Residency, not the location of the job, drives this answer: Virginia reaches all of a resident's income, and Florida has no personal income tax to apply to the part earned inside its borders.
Which state should my employer be withholding for?
Virginia. Your employer should withhold Virginia tax rather than Florida tax on these wages. If a Florida line is showing on your pay stub, raise it with payroll now rather than at filing time.
How current is this?
The Virginia and Florida rules on this page were last checked against Virginia Department of Taxation and Florida Department of Revenue on 2026-08-07. We re-check the full grid every December after state legislative sessions close, and re-check the convenience-of-the-employer states quarterly because that is where the rules move fastest.
Sources
Every fact above comes from the revenue department that publishes the rule. We do not cite secondary summaries, and we do not restate a figure we could not find at source.
- Virginia Department of Taxation — individual income taxaccessed 2026-08-07
- Virginia — Form VA-4accessed 2026-08-07
- Virginia Tax — Reciprocityaccessed 2026-08-07
- Florida Department of Revenue — individual income taxaccessed 2026-08-07