Live in Hawaii, Work in Florida: Which State Taxes Your Paycheck?
Answer
Hawaii gets all of it. Because Florida does not tax wage income, no Florida withholding exists and no Florida return is required — but Hawaii taxes residents on worldwide income, so every dollar earned in Florida still belongs on your Hawaii resident return.
Last verified
The instinct that working in a no-tax state means paying no tax is the single most expensive misunderstanding in this niche. Florida takes nothing, but Hawaii still taxes residents on income earned anywhere, so the full amount lands on your Hawaii return.
What you file
- 1Resident return · Hawaii
File a Hawaii resident return reporting all of your income.
The two states, side by side
| Hawaii | Florida | |
|---|---|---|
| Taxes wages | Yes — graduated | No |
| Reciprocity partners | None | None |
| Convenience rule | No | No |
| Nonresident return | Form N-15 | Not applicable |
| Credit for other-state tax | Schedule CR | No income tax |
| Nonresident safe harbour | None published | Not applicable |
| Local income tax | No | No |
| Revenue department | Hawaii Department of Taxation | Florida Department of Revenue |
| Last verified |
The other direction
Reversing the commute does not always reverse the answer. Living in Florida and working in Hawaii gives:Work state only.
Same two states, different situation
The withholding answer turns on how you are paid and where the work happens, not only on which two states are involved.
- Remote worker: Hawaii → FloridaHome state only
- 1099 contractor: Hawaii → FloridaHome state only — estimated payments
- Moved mid-year: Hawaii → FloridaOne part-year return — the state you left
Other Hawaii pairs
Questions people actually ask
I live in Hawaii and work in Florida. Which state takes the tax out of my paycheck?
Hawaii gets all of it. Because Florida does not tax wage income, no Florida withholding exists and no Florida return is required — but Hawaii taxes residents on worldwide income, so every dollar earned in Florida still belongs on your Hawaii resident return.
Which state should my employer be withholding for?
Hawaii. Your employer should withhold Hawaii tax rather than Florida tax on these wages. If a Florida line is showing on your pay stub, raise it with payroll now rather than at filing time.
How current is this?
The Hawaii and Florida rules on this page were last checked against Hawaii Department of Taxation and Florida Department of Revenue on 2026-08-07. We re-check the full grid every December after state legislative sessions close, and re-check the convenience-of-the-employer states quarterly because that is where the rules move fastest.
Sources
Every fact above comes from the revenue department that publishes the rule. We do not cite secondary summaries, and we do not restate a figure we could not find at source.
- Hawaii Department of Taxation — individual income taxaccessed 2026-08-07
- Florida Department of Revenue — individual income taxaccessed 2026-08-07